FAST LAUNCH DIGITAL – WEBSITE TERMS OF USE

These Terms of Use ("Terms") govern your access to and use of the website located at fastlaunchdigital.com, any related pages, checkout pages, membership portals, digital products, downloadable materials, online programs, communities, live online events, and other services we make available (collectively, the "Site and Services").

In these Terms, "Fast Launch Digital", "we", "us" or "our" means Alliance Digital Training Pty Ltd of 6 Glenmore Drive, Bonogin, Queensland, Australia.

By accessing or using the Site and Services, purchasing any product or service from us, creating an account, or clicking to accept these Terms, you agree to be bound by them and by our Privacy Policy. If you do not agree, you must not access or use the Site and Services.

1. Eligibility

You must be at least 18 years of age to access or use the Site and Services or to purchase any product or service from us.

By using the Site and Services, you represent and warrant that:

• you are at least 18 years old;

• you have the legal capacity to enter into a binding agreement; and

• any information you provide to us is accurate, current and complete.

We do not knowingly collect personal information from individuals under 18 years of age. If we become aware that we have collected personal information from a person under 18 without appropriate authority, we may delete that information.

2. Changes to These Terms

We may update these Terms from time to time by publishing the updated version on our Site. The updated Terms will take effect from the date they are published, unless stated otherwise.

By continuing to use the Site and Services after the updated Terms are published, you agree to the updated Terms.

3. Site Availability and International Access

We operate the Site and Services from Queensland, Australia.

We do not represent or warrant that the Site and Services are appropriate, lawful, or available for use in every jurisdiction. If you access the Site and Services from outside Australia, you do so at your own risk and are responsible for complying with all applicable local laws.

We may modify, suspend, withdraw, restrict or discontinue any part of the Site and Services at any time, including any feature, content, product, service or access method, with or without notice, to the extent permitted by law.

4. Educational Purpose Only — No Financial, Investment, Legal or Tax Advice

All information, materials, content, training, webinars, coaching, mentoring, community discussions, case studies, examples and other information made available through the Site and Services are provided for general educational and informational purposes only.

Nothing on the Site or in the Services:

• constitutes financial product advice, financial services, investment advice, legal advice, taxation advice, accounting advice, or other professional advice;

• constitutes a recommendation, endorsement, offer or solicitation to acquire, dispose of, hold or use any cryptocurrency, digital asset, token, financial product, platform, exchange, wallet or strategy; or

• takes into account your personal objectives, financial situation or needs.

You are solely responsible for your own decisions and actions. You should obtain independent professional advice tailored to your circumstances before acting on any information provided through the Site and Services.

5. Crypto and Digital Asset Risk Warning

Cryptocurrencies, digital assets and related markets are speculative and involve significant risk. Prices may be volatile, liquidity may be limited, technology may fail, and laws may change.

You acknowledge and agree that:

• you may lose some or all of your capital;

• past performance is not a reliable indicator of future performance;

• any examples, illustrations, case studies or results shown through the Site and Services are not guarantees of future outcomes; and

• you are solely responsible for assessing the suitability of any strategy, asset, platform, exchange, wallet or service referred to in our content.

We do not hold client money or digital assets, execute trades on your behalf, provide custodial services, or act as your broker, agent or fiduciary in relation to any cryptocurrency or financial product.

6. No Guarantee of Results

We do not guarantee any particular result, trading outcome, profit, income, business growth, customer acquisition outcome, or financial return from your use of the Site and Services.

Any testimonials, reviews, success stories, case studies, examples, or statements about results are illustrative only. They are not a promise, representation, warranty or guarantee that you will achieve the same or similar outcomes.

We do not make any earnings, income or performance claims. Your results will depend on many factors outside our control, including your experience, effort, implementation, market conditions, risk tolerance, decision-making, and personal circumstances.

7. No Professional Relationship Created

Your use of the Site and Services does not create any client, advisory, fiduciary or professional relationship between you and us.

8. Accounts and Access Credentials

You may be required to create an account to access some parts of the Site and Services.

You are responsible for:

• maintaining the confidentiality of your login credentials;

• restricting access to your account and devices;

• all activity that occurs under your account, except to the extent caused by our breach, negligence or system failure; and

• notifying us promptly if you suspect unauthorised access to your account.

You must not share your login details with any other person unless we expressly permit this in writing.

We may suspend or terminate your account if we reasonably believe that:

• your account is being used unlawfully or in breach of these Terms;

• your login details have been shared without permission;

• your use of the Site and Services poses a security or legal risk; or

• you have failed to pay amounts due to us.

9. Purchases, Pricing and Payment

By placing an order through the Site, you make an offer to purchase the relevant product or service on these Terms. A binding contract is formed when we accept your order and process your payment or otherwise confirm your order.

We may reject or cancel any order to the extent permitted by law, including where:

• there has been an error in pricing or product description;

• we suspect fraud, misuse or unlawful activity; or

• the product or service is unavailable.

All prices displayed are in the currency shown at checkout. If multiple currencies are offered, the price and currency selected by you at checkout will generally be the price and currency charged to your payment method, subject to your payment provider's processes.

Your bank, card issuer or payment provider may apply additional fees, charges or exchange rates, which are outside our control.

We accept payment methods specified on the Site from time to time. Your purchase may also be subject to the terms and conditions of the relevant payment processor or merchant service provider.

Unless otherwise stated, all amounts are inclusive of GST where applicable.

10. Payment Confirmation and Delivery

We will generally send a confirmation email shortly after payment is processed.

Access to digital products, programs, downloadable materials, membership areas, and other purchased content will usually be provided after payment has been successfully processed, unless otherwise stated on the relevant sales page or checkout page.

Details for live online sessions, events, calls or coaching will be provided by email, through your account, or by another method notified by us.

You are responsible for ensuring that the email address and other contact details you provide to us are correct.

11. Payment Plans and Failed Payments

If we offer a payment plan, you agree to pay all instalments in full and on time in accordance with the payment plan terms presented at checkout.

If a payment is declined, reversed, dishonoured or overdue, we may, to the extent permitted by law:

• retry the payment method on file;

• suspend or restrict your access to the relevant product or service until payment is made;

• require immediate payment of overdue amounts; and

• take reasonable steps to recover amounts owing.

Unless otherwise required by law or expressly stated otherwise, entering into a payment plan is not a subscription that you may cancel simply because you have changed your mind after access has been granted.

12. Refunds and Cancellations

We do not offer refunds for:

• change of mind;

• non-use;

• failure to attend live sessions;

• scheduling issues;

• dissatisfaction based solely on personal preference; or

• personal circumstances,

unless otherwise stated at the time of purchase or required by law.

Nothing in these Terms excludes, restricts or modifies any rights or remedies you may have under the Australian Consumer Law or any other law that cannot lawfully be excluded, including your right to a remedy in the event of a major failure.

If you believe you are entitled to a refund or other remedy under the Australian Consumer Law, you must contact us using the contact details on the Site and provide reasonable details of the issue.

If a refund is approved, it will be issued to the original payment method unless otherwise agreed or required by law.

13. Permitted Use

You may access and use the Site and Services for your own personal learning and internal business use.

You may apply the educational concepts, strategies and general knowledge you learn through the Site and Services in your own business or activities. However, you must not, without our prior written consent:

• copy, reproduce, republish, upload, post, transmit, distribute or publicly display our content;

• resell, sublicense, rent, share or commercially exploit access to the Site and Services;

• reproduce, package or repurpose our course materials, templates, downloads, recordings or other content for sale or distribution;

• deep-link, frame, mirror or scrape any part of the Site;

• reverse engineer, decompile or attempt to extract source code from any software or platform made available by us, except to the extent such • restriction is prohibited by law; or

• use the Site and Services in any way that is unlawful, misleading, fraudulent, abusive or harmful.

14. Community Standards and Prohibited Conduct

If the Site and Services include access to a forum, chat, group, community, live call, mentoring environment or other interactive area, you must behave respectfully and lawfully.

You must not:

• harass, abuse, threaten or defame any person;

• post unlawful, misleading, deceptive, offensive or infringing content;

• impersonate another person;

• promote scams, unlawful schemes, or misleading investment or trading claims;

• upload malicious code or interfere with the operation or security of the Site and Services; or

• encourage others to breach these Terms.

We may remove content or suspend access where we reasonably believe your conduct breaches these Terms, creates legal risk, or harms other users, our business or the integrity of the community.

15. Intellectual Property

All content, materials, branding, graphics, videos, audio, text, downloads, templates, logos, course content, training materials, software, and other materials made available through the Site and Services are owned by us or our licensors and are protected by intellectual property laws.

We grant you a limited, non-exclusive, revocable, non-transferable licence to access and use the Site and Services for the purposes permitted by these Terms.

Except as expressly permitted by these Terms, you do not acquire any ownership rights in the Site and Services or any content made available through them.

For clarity, we do not claim ownership of your independent business materials, notes, or other content created by you using general knowledge learned from the Site and Services, unless you separately agree otherwise in writing.

16. User Content and Submissions

If you submit or upload any content to us or through the Site and Services, including comments, reviews, testimonials, posts, messages, images, audio, video or other materials ("User Content"), you represent and warrant that:

• you own or control all necessary rights in that User Content;

• the User Content does not infringe any third party rights; and

• the User Content is not unlawful, misleading, defamatory, abusive or otherwise inappropriate.

You retain ownership of your User Content. However, by submitting User Content, you grant us a non-exclusive, worldwide, royalty-free licence to use, reproduce, store, publish, display, adapt and communicate that User Content solely for the purposes of:

• operating and administering the Site and Services;

• improving our products and services; and

• marketing and promoting the Site and Services.

If you provide a testimonial, review, photograph, recording or similar content for promotional use, you consent to our use of your name, likeness, image, voice, social media handle and testimonial content in connection with that purpose, unless otherwise agreed in writing.

17. Third-Party Links, Platforms and Tools

The Site and Services may contain links to third-party websites, platforms, software, payment gateways, social media services, exchanges, wallets, tools or applications.

We do not control and are not responsible for the availability, content, security, policies or practices of third-party services. Your use of third-party services is at your own risk and may be subject to separate terms and privacy policies.

We make no representation or warranty about any third-party platform, exchange, wallet, application or service referred to in our content.

18. Sanctions and Restricted Persons

You must not use the Site and Services if doing so would cause us to breach applicable sanctions or trade laws.

We may refuse to provide services to any person, entity or jurisdiction where required by applicable sanctions laws, including sanctions laws administered by the Australian Department of Foreign Affairs and Trade (DFAT) and, where applicable, other relevant sanctions regimes, including those administered by the U.S. Office of Foreign Assets Control (OFAC).

19. Disclaimer of Warranties

To the maximum extent permitted by law, the Site and Services are provided on an "as is" and "as available" basis.

We do not guarantee that:

• the Site and Services will be uninterrupted, secure or error-free;

• defects will be corrected;

• the Site and Services are free from viruses or other harmful components; or

• the Site and Services will meet your expectations, objectives or requirements.

To the maximum extent permitted by law, we exclude all warranties, representations and conditions not expressly stated in these Terms.

Nothing in these Terms excludes, restricts or modifies any consumer guarantee, right or remedy conferred by the Australian Consumer Law or any other law that cannot lawfully be excluded.

20. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential or exemplary loss or damage, or for any loss of profits, loss of revenue, loss of business opportunity, loss of data, loss of goodwill, trading losses, investment losses, or loss arising from reliance on educational content.

To the maximum extent permitted by law, our total liability to you arising out of or in connection with the Site and Services, whether in contract, tort (including negligence), statute or otherwise, is limited to the amount paid by you to us for the relevant product or service giving rise to the claim in the 12 months preceding the event giving rise to the claim.

Nothing in these Terms limits or excludes liability for:

• rights or remedies that cannot be limited or excluded under law, including under the Australian Consumer Law;

• our fraud or wilful misconduct; or

• any other liability that cannot lawfully be excluded.

21. Indemnity

You indemnify us, our related bodies corporate, officers, employees, contractors and agents against claims, losses, damages, liabilities, costs and expenses reasonably incurred by us arising from:

• your unlawful use of the Site and Services;

• your infringement of a third party's rights;

• your User Content; or

• your material breach of these Terms,

except to the extent caused by our negligence, fraud, wilful misconduct or breach of law.

22. Suspension and Termination

We may suspend, restrict or terminate your access to all or part of the Site and Services, to the extent permitted by law, if:

• you breach these Terms;

• you fail to pay amounts due;

• we reasonably suspect unlawful activity, fraud or security issues; or

• we are required to do so by law.

Termination or suspension does not affect any accrued rights or liabilities of either party.

Clauses that by their nature are intended to survive termination, including clauses relating to intellectual property, disclaimers, limitation of liability, indemnity, governing law and accrued payment obligations, survive termination.

23. Privacy

Our collection, use and disclosure of personal information is governed by our Privacy Policy, available on the Site.

By using the Site and Services, you acknowledge that you have read our Privacy Policy.

24. Force Majeure

We are not liable for delays or failures caused by events outside our reasonable control, including outages, cyber incidents, natural disasters, government actions or third-party platform failures.

25. General

If any provision of these Terms is held to be invalid, illegal or unenforceable, that provision will be severed and the remaining provisions will continue in full force and effect.

Any failure by us to enforce a provision of these Terms does not waive our right to enforce that provision later.

These Terms constitute the entire agreement between you and us in relation to the Site and Services and supersede any prior understandings or communications on that subject, except for any additional terms expressly incorporated at checkout or in a separate written agreement signed by us.

Headings are for convenience only and do not affect interpretation.

26. Governing Law

These Terms are governed by the laws of Queensland, Australia.

You submit to the non-exclusive jurisdiction of the courts of Queensland, Australia.

27. Contact Details

If you have questions about these Terms, please contact us at:

Alliance Digital Training Pty Ltd trading as Fast Launch Digital 

ABN: 77 659 807 520

Address: 6 Glenmore Drive, Bonogin, Queensland, 4213, Australia

Email: [email protected]